First Card is one of the Nordic region's leading providers of corporate credit cards and financial services. As a company, you have the option to integrate First Card with Acubiz using two different methods, depending on your functional requirements. Once you have ordered an Acubiz solution, you will need to choose how your First Cards should be integrated with Acubiz, based on the integration model and features that best suit your workflows:

• The Traditional Model (Standard Bank Integration)
  A classic integration with Nordea First Card, where transactions are transferred to Acubiz 1–2 days after the purchase.

• The Modern Model (Real-Time Integration via OpenCard)
  A contemporary solution that delivers transactions in real time and automatically matches digital receipts directly from First Card.

Regardless of the model you choose, Acubiz supports your existing bookkeeping and offers our advanced posting principles, ensuring a fully automated process. Both models require that you are already using First Card.

The Traditional Model (Standard Bank Integration)

Ordering Process and Power of Attorney (PoA)

The order is completed by signing a TPA/Power of Attorney agreement, which authorizes your card data to be shared with Acubiz.

In this regard, please be aware of the following three important conditions:

• Direct Submission: It is a requirement that you send the signed Power of Attorney directly to Nordea yourself. Unfortunately, Acubiz is unable to forward this on your behalf.

• Signing Authority: Please ensure that the Power of Attorney is signed by your company's legally authorized signatories.

• Country-Specific Agreements: The Power of Attorney forms vary depending on the country of issue. Therefore, one Power of Attorney must be completed and submitted per country where you have First Card agreements.

  • FirstCard file delivery_Danmark-DK.pdf
  • FirstCard file delivery_Sverige-SE.pdf
  • FirstCard file delivery_Norge-NO.pdf
  • FirstCard file delivery_Finland-FI.pdf
  • FirstCard file delivery_Finland-EN.pdf

Note: The process can only be initiated once Nordea has received and approved the correct Power of Attorney forms from your side.

Related Information:

• Credit card postings for Electronic transactions with monthly invoicing

The Modern Model (Real-Time Integration via OpenCard)

By receiving transaction data from First Card via OpenCard, you achieve the most modern integration with Acubiz. OpenCard acts as a third-party provider, delivering data in real time.

This setup provides access to extended functionality, including:

• Real-Time Transactions: Instant visibility in Acubiz as soon as a purchase is made.

• Digital Receipts: Automatic delivery of digital receipts (for purchases made at merchants supporting this service).

Ordering and Deployment 

The ordering process applies to Denmark, Sweden, Norway, and Finland, and can be initiated directly via this link: https://acubiz.cardmin.com/connect/nordea 

Expected Delivery Time: Cardholders are automatically created in Cardmin as soon as Nordea has activated the signed TPA agreement. Nordea's official processing time is up to 6 business days, but based on experience, the average activation time is 2–3 business days. Data will begin flowing to Acubiz immediately after Nordea's activation.

Related Information:

• Real-time transaction data for Acubiz

• Credit card postings for Electronic transactions with monthly invoicing

ℹ️ The Power of Attorney forms below are exclusively for use with The Traditional Model (Standard Bank Integration).